Please select your purpose:	Home Purchase Home Refinance Refinance Balance + Cost only Home cash out refinance 2+ Unit transactions Investment property
Enter loan amount: ($)	[numbers only]

Fixed 30 Years - 07/17/09
Program	Loan Amount	Monthly Payment	Interest Rate	Points	APR	Lender Fees
Fixed 30 Years	417,000	$2,175	4.750	2.066	4.957	$10,095	Apply
Fixed 30 Years	417,000	$2,207	4.875	1.398	5.023	$7,310	Apply
Fixed 30 Years	417,000	$2,239	5.000	0.964	5.110	$5,500	Apply
Fixed 30 Years	417,000	$2,271	5.125	0.569	5.200	$3,853	Apply
Fixed 30 Years	417,000	$2,303	5.250	-0.023	5.273	$1,384	Apply
Fixed 30 Years	417,000	$2,335	5.375	-0.549	5.352	$0	Apply
Fixed 30 Years	417,000	$2,368	5.500	-0.899	5.446	$0	Apply
Fixed 30 Years	417,000	$2,400	5.625	-1.197	5.545	$0	Apply
Fixed 30 Years	417,000	$2,433	5.750	-1.303	5.660	$0	Apply
Fixed 30 Years	417,000	$2,467	5.875	-1.745	5.746	$0	Apply
Fixed 20 Years - 07/17/09
Program	Loan Amount	Monthly Payment	Interest Rate	Points	APR	Lender Fees
Fixed 20 Years	417,000	$2,695	4.750	2.054	4.956	$10,045	Apply
Fixed 20 Years	417,000	$2,723	4.875	1.445	5.027	$7,506	Apply
Fixed 20 Years	417,000	$2,752	5.000	1.075	5.120	$5,963	Apply
Fixed 20 Years	417,000	$2,781	5.125	0.757	5.217	$4,637	Apply
Fixed 20 Years	417,000	$2,810	5.250	0.176	5.290	$2,214	Apply
Fixed 20 Years	417,000	$2,839	5.375	-0.278	5.376	$321	Apply
Fixed 20 Years	417,000	$2,868	5.500	-0.561	5.476	$0	Apply
Fixed 20 Years	417,000	$2,898	5.625	-0.816	5.578	$0	Apply
Fixed 20 Years	417,000	$2,928	5.750	-0.936	5.693	$0	Apply
Fixed 20 Years	417,000	$2,958	5.875	-1.386	5.778	$0	Apply
Fixed 15 Years - 07/17/09
Program	Loan Amount	Monthly Payment	Interest Rate	Points	APR	Lender Fees
Fixed 15 Years	417,000	$3,137	4.250	1.764	4.430	$8,836	Apply
Fixed 15 Years	417,000	$3,163	4.375	1.115	4.498	$6,130	Apply
Fixed 15 Years	417,000	$3,190	4.500	0.769	4.593	$4,687	Apply
Fixed 15 Years	417,000	$3,217	4.625	0.436	4.688	$3,298	Apply
Fixed 15 Years	417,000	$3,244	4.750	-0.222	4.755	$554	Apply
Fixed 15 Years	417,000	$3,271	4.875	-0.753	4.834	$0	Apply
Fixed 15 Years	417,000	$3,298	5.000	-1.061	4.932	$0	Apply
Fixed 15 Years	417,000	$3,325	5.125	-1.289	5.037	$0	Apply
Fixed 15 Years	417,000	$3,352	5.250	-1.718	5.124	$0	Apply
Fixed 15 Years	417,000	$3,380	5.375	-2.166	5.209	$0	Apply
Fixed 10 Years - 07/17/09
Program	Loan Amount	Monthly Payment	Interest Rate	Points	APR	Lender Fees
Fixed 10 Years	417,000	$4,272	4.250	1.764	4.430	$8,836	Apply
Fixed 10 Years	417,000	$4,297	4.375	1.115	4.498	$6,130	Apply
Fixed 10 Years	417,000	$4,322	4.500	0.769	4.593	$4,687	Apply
Fixed 10 Years	417,000	$4,347	4.625	0.436	4.688	$3,298	Apply
Fixed 10 Years	417,000	$4,372	4.750	-0.222	4.755	$554	Apply
Fixed 10 Years	417,000	$4,397	4.875	-0.753	4.834	$0	Apply
Fixed 10 Years	417,000	$4,423	5.000	-1.061	4.932	$0	Apply
Fixed 10 Years	417,000	$4,448	5.125	-1.289	5.037	$0	Apply
Fixed 10 Years	417,000	$4,474	5.250	-1.718	5.124	$0	Apply
Fixed 10 Years	417,000	$4,500	5.375	-2.166	5.209	$0	Apply
5-1 ARM - 07/17/09
Program	Loan Amount	Monthly Payment	Interest Rate	Points	APR	Lender Fees
5-1 ARM	417,000	$1,961	3.875	1.535	4.042	$7,881	Apply
5-1 ARM	417,000	$1,991	4.000	1.204	4.059	$6,501	Apply
5-1 ARM	417,000	$2,021	4.125	0.873	4.077	$5,120	Apply
5-1 ARM	417,000	$2,051	4.250	0.542	4.094	$3,740	Apply
5-1 ARM	417,000	$2,082	4.375	0.219	4.113	$2,393	Apply
5-1 ARM	417,000	$2,113	4.500	-0.074	4.135	$1,171	Apply
5-1 ARM	417,000	$2,144	4.625	-0.367	4.158	$0	Apply
5-1 ARM	417,000	$2,175	4.750	-0.659	4.181	$0	Apply
5-1 ARM	417,000	$2,207	4.875	-0.738	4.233	$0	Apply
5-1 ARM	417,000	$2,239	5.000	-0.741	4.295	$0	Apply
5-1 Interest Only - 07/17/09
Program	Loan Amount	Monthly Payment	Interest Rate	Points	APR	Lender Fees
5-1 Interest Only	417,000	$1,347	3.875	1.910	4.093	$9,445	Apply
5-1 Interest Only	417,000	$1,390	4.000	1.579	4.110	$8,064	Apply
5-1 Interest Only	417,000	$1,433	4.125	1.248	4.128	$6,684	Apply
5-1 Interest Only	417,000	$1,477	4.250	0.917	4.145	$5,304	Apply
5-1 Interest Only	417,000	$1,520	4.375	0.594	4.164	$3,957	Apply
5-1 Interest Only	417,000	$1,564	4.500	0.301	4.186	$2,735	Apply
5-1 Interest Only	417,000	$1,607	4.625	0.008	4.209	$1,513	Apply
5-1 Interest Only	417,000	$1,651	4.750	-0.284	4.232	$296	Apply
5-1 Interest Only	417,000	$1,694	4.875	-0.363	4.284	$0	Apply
5-1 Interest Only	417,000	$1,738	5.000	-0.366	4.346	$0	Apply

No application fee and No impounds for taxes or insurance. The “Closing Cost” column reflects a TOTAL of all your fees such as points, escrow fee, Title insurance, appraisal etc. Assumptions: FICO credit score 740+, minimum down payment or equity 20%, non high rise condos ok. High balance loan limits ($729,750) varies by County. Pricing provided are for 30 day lock upon receipt of a COMPLETE loan package. Riverbank is a mortgage brokerage firm licensed by California Department of Real Estate since 1983, license number 00852475. All rates and programs are subject to change without notice. The information contained herein is intended as informational material and is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Equal Housing Lender.
For more exact pricing or other transactions types please call us at (800) 301-8000 or submit a Rate Inquiry